Wholesaling in Texas follows the same core mechanics as anywhere else — get a distressed property under contract, then assign that contract to a cash buyer for a fee — but Texas's specific market structure, records systems, and non-judicial foreclosure process shape how you should approach lead generation and paperwork.
Step 1: Build a buy box
Decide the property type, price range, and county or metro you want to target. Texas's biggest wholesaling markets are Dallas-Fort Worth, Houston, San Antonio, and Austin, but smaller markets like El Paso and Lubbock also have active investor demand.
Step 2: Source distressed leads
Texas property and tax records are held at the county appraisal district (CAD) level across 254 counties, with liens and notices of trustee sale recorded at the county clerk. Rather than checking each county site manually, use a platform like Offr AI to pull pre-foreclosure, probate, tax-delinquent, vacant, code-violation, and absentee-owner leads in one search, complete with skip-traced phone numbers.
Step 3: Contact the owner
Call, text, or door-knock using a proven seller script. Texas sellers in pre-foreclosure are working against a fast non-judicial timeline (properties can go from notice of default to a trustee's sale in as little as 21 days after posting), so speed and empathy both matter.
Step 4: Run the numbers
Calculate ARV (after-repair value), estimate the rehab range, and derive your Maximum Allowable Offer (MAO) — typically ARV × 70% minus repair costs, adjusted for local market conditions. Offr AI automates this calculation per property.
| Step | Manual approach | With Offr AI |
|---|---|---|
| Find leads | Check 254 county sites individually | One buy-box search, 25+ leads |
| Get owner contact | Pay a separate skip-trace service | Included |
| Run numbers | Spreadsheet ARV/MAO math | Auto-calculated |
| Contract | Draft manually or use a template | Auto-filled, e-signable |
| Find a buyer | Post in Facebook groups | Built-in cash-buyer matching |
Step 5: Get the property under contract
Use a Texas-compliant purchase agreement with an assignment clause. Confirm current disclosure requirements under the Texas Property Code with a licensed attorney, since wholesaling regulation has evolved in recent legislative sessions.
Step 6: Market to cash buyers and assign
List your equitable interest to your cash-buyer network (or use Offr AI's built-in matching), collect an assignment fee at closing, and never take title yourself.
Step 7: Close and get paid
The assignment fee is typically paid at the title company closing, funded by your end buyer. See typical average assignment fees in Texas for estimate ranges.
Ready to find your first Texas deal? Start a free search — 3 searches free, no card required — or check pricing and the Academy for full training.